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Personal finance, without the bank login

Money, quietly understood.

Upload a statement and Alavira reads it for you: the one thing worth knowing, every month. Then ask it anything, and get a straight answer drawn only from your own numbers. You never connect a bank.

Ask Alavira
Which subscriptions can I cut?
Three renewed this month, $46 in all. Hulu and Disney+ overlap; the bundle saves you $9 a month. Want the list?

Every figure pulled from your own statements.

Free includes your monthly read and 3 questions to Alavira. No credit card to start.

See how it works
Statements never storedIdentifiers redacted before AIEncrypted at rest (AES-256)Delete or export anytime
Why Alavira

Most money apps want a permanent key to your bank. Alavira just reads a statement, then forgets it.

You stay in control

Nothing connects to your bank. You decide which statement to share, and when. One upload at a time.

Read, then discarded

Your PDF is parsed in memory and never written to disk. Identifiers are stripped before any AI sees a single line.

One clear thing

Not forty charts. The single most useful move this month, written in plain language you can act on today.

How it works

It starts with one statement.

No bank logins. No setup marathon. You upload a PDF, Alavira does the reading.

01

Upload one statement

Drag in a credit card or loan PDF. Account numbers and names are redacted on your device before anything is read.

chase-statement-oct.pdfRedacted
02

Get a read on every statement

Not a dashboard of forty numbers: the one thing worth knowing, in plain language, every time a new statement lands. Not just once.

Your first read

You’re paying for three streaming services this month, and the third has been auto-renewing for ten months without a single visit. Cancelling it frees up $240 a year, without changing anything you actually watch.

03

Make it a Sunday ritual

Ten minutes a week. Update your balances and watch the line bend down. Quarter after quarter, the picture sharpens.

Auto loan−$612 this week
12 weeks ago · $14,163$11,408
The part that keeps working

What you actually use Alavira for.

You already have the data: a dozen bank apps, a drawer of statements. What you’re missing is the read: one place that turns it into a clear picture, and the single next move, every week.

  • Dashboard

    One screen for charts, alerts, and Smart Recommendations: your money in a single glance.

  • Weekly Update

    Sunday morning, ten minutes. Update your balances and watch the picture sharpen.

  • Trends

    Per-account history with cross-account context. See the curves your bank app hides.

  • Recurring

    Cross-account detection of the subscriptions and auto-pays you forgot you signed up for.

  • Payoff Planner

    Plan your debt payoff and watch the balance actually shrink, month by month.

  • Reads & Ask Alavira

    A plain-language read on every statement, plus Ask Alavira when you want to go deeper.

Security

Built to earn the upload.

Handing over a financial statement requires real trust. Here is exactly what we do, and don’t do, with it. No asterisks.

  • No bank login, ever

    We never ask for online-banking credentials and we don’t screen-scrape. You share a PDF. That’s the only door in.

  • Statements aren’t stored

    Your PDF is processed in memory and discarded once it’s read. We keep the figures you choose to track, never the document.

  • Redacted before AI

    Account numbers, names and addresses are stripped before any model sees a line. The AI reads amounts, not your identity.

  • Encrypted at rest

    Everything we do keep is encrypted at rest with AES-256 and in transit over TLS. Standard, boring, and exactly what your money deserves.

  • Never sold or shared

    Your data isn’t a product. We don’t sell it, rent it, or hand it to advertisers. Our revenue comes from subscriptions, not from you.

  • Yours to take back

    Export everything to CSV whenever you want, and delete your account and all its data in one click. No emails, no retention games.

Privacy policy →
What you'll learn

Every read is specific, not generic.

Subscriptions

Three streaming services are active this month. The third has auto-renewed for ten months with no use. Cancelling frees up $240 a year.

Interest

Card interest cost you $312 over three months. Paying $150 more each month clears the balance five months sooner, and roughly halves the interest.

Cashflow

Your spending held steady near $200 a week for three weeks, then the last week jumped to $710 in one-off retail and dining. That final week is the lever, not your fixed bills.

Illustrative examples. Every read is generated from your own statements.

Ask Alavira

Answers, not dashboards.

Most finance apps hand you charts and let you figure it out. Alavira just answers. Ask it in plain English and it replies from your own statements. Every number comes from a real figure in your data; it never makes one up. A calm second opinion, not a chatbot to babysit.

Ask Alavira
How much did dining cost me last quarter?
$612 last quarter, about $47 a week, up from $38 the quarter before. Want it broken down by month?

Every figure pulled from your own statements.

A few questions a month on every plan; Premium opens it right up.

Pricing

Start free. Upgrade when it earns it.

Free
$0forever
One accountYour monthly read3 questions to AlaviraThree months of historyExport & delete, anytime
PlusMost popular
$8/ month
or $80 / year, save 17%
Up to 8 accounts + full historyA read on every statement, kept in your Reads archiveRecurring watch, payoff coaching & trends, in plain languageA quiet weekly pulse + a monthly email7 questions to Alavira
PremiumComing soon
$14.99/ month
or $149.90 / year, save 17%
Everything in PlusUp to 15 accountsAsk Alavira: 50 questions a monthScenario planning in the Payoff Planner
Questions, answered plainly

Straight answers, up front.

Is Alavira a chatbot?

Not really. It’s a calm second opinion on your money: you ask a question, it answers from your own statements and stops. No personality to manage, no upsell chatter.

Where do its answers come from?

Only your statements. Every figure Alavira states is pulled from a real number in your data. It’s built so it can’t invent one. If your statements don’t cover it, it says so.

How many questions do I get?

A taste on every plan (three a month on Free, seven on Plus), so you can feel how it works. Premium raises that to 50 a month.

How many accounts can I track?

Free is one account. Plus covers up to 8, Premium up to 15, each with its monthly statement read.

What’s Premium?

The co-pilot tier: 50 questions a month with Ask Alavira, plus “what-if” scenario planning in the Payoff Planner. Coming soon.

Do you need my bank login?

No, never. Alavira has no connection to your bank and doesn’t ask for online-banking credentials. You upload a PDF statement, and that’s the only thing we ever read.

Do you store my statements?

No. Statements are parsed in memory and discarded once they’re read. We keep only the figures you choose to track. The document itself is never written to disk.

Is my data sold or shared?

Never. We don’t sell, rent, or share your information with advertisers or data brokers. Alavira is funded by subscriptions, not by your financial history.

How is my information protected?

Account numbers, names and addresses are redacted before any AI processes your statement. Everything we store is encrypted at rest with AES-256 and sent over TLS in transit.

Can I delete everything?

Yes, instantly. Delete your account and all associated data in one click, and export it all to CSV first if you’d like to keep your own copy.

What can I upload?

PDF statements from credit cards and loans. Most major issuers are supported, and Alavira handles the parsing. You don’t need to format or label anything.

Upload your first statement

Free · no credit card · nothing stored